¿Cómo negociar un reclamo por mordedura de perro con Progressive Insurance?

Llame al (800) 863-5312 para hablar con un abogado de mordeduras de perro de Dallas gratis

Aunque solemos pensar en los perros como mascotas amigables, miles de personas sufren lesiones graves a causa de mordeduras de perro cada año. Estos incidentes pueden provocar lesiones que requieren semanas o meses de tratamiento o terapia, lo que conlleva facturas médicas costosas, y muchas personas se ven obligadas a lidiar con cicatrices físicas y emocionales que nunca desaparecerán.

Si el dueño del perro u otra parte responsable está cubierta por Progressive Insurance, es posible que pueda recuperar la compensación que merece de la aseguradora. Una reclamación por mordedura de perro contra Progressive se manejará de manera similar a otras reclamaciones por lesiones personales. El sitio web de Progressive dice que “cubren el costo de los cuidados médicos, generalmente hasta $300,000” si el perro de un cliente muerde a alguien. Sin embargo, rara vez le ofrecerán esa cantidad durante las negociaciones.

Si usted o un ser querido ha resultado herido por un perro u otro animal y necesita ayuda para tratar con la compañía de seguros, llame a Zinda Law Group al (800) 863-5312 para una consulta gratuita con un abogado experimentado en mordeduras de perro de Dallas.

Progressive actuará como una empresa

Al igual que todas las empresas, Progressive está enfocado en ganar dinero. Sus ajustadores de reclamaciones actuarán con este objetivo en mente.

El ajustador asignado a su caso trabajará duro para ofrecerle la menor indemnización posible. Como se señaló anteriormente, rara vez le ofrecerán una compensación completa. En cambio, pueden intentar ofrecerle un acuerdo rápido, a una tarifa con descuento significativo, alegando que poner el dinero en su bolsillo antes es preferible a darle todo lo que merece.

Expect Back-and-Forth Negotiation

Your first demand for compensation will almost always be rejected. Then Progressive will present you with a dramatically lower counteroffer. Don't let this surprise you or make you think that that's all your injuries are worth.

The adjuster just wants to know how much fight you have. Show them you know what you’re doing, and are ready to go the distance, by asking them to justify their offer. As you continue in negotiations, remain confident. Continue to refer to the dog bite as an “attack” even when the adjuster calls it an “incident” or an “accident.” If you believe your claim is valid, be respectful, but don’t roll over.

Progressive Will Continue to Undervalue Your Claim

As you continue the back and forth with Progressive, they will likely continue to offer you less than you believe your claim is worth. You may reach the point where they decide to give a final "take it or leave it” offer. At this point, you should decide whether you are ready to accept their settlement, or whether you want to go to court. If you are unsure, you should consult with an experienced dog bite attorney who will help you review the facts of your case and make the best possible decision.

Progressive May Attempt to Discourage You from Legal Counsel

Don’t be intimidated. The adjuster will likely try to persuade you to settle for less than your case is worth by insisting that the time and expense of hiring an attorney simply aren’t worth it. He or she might imply that hiring a lawyer will prevent you from getting your money in a prompt manner. Remember, deciding to hire an attorney and file a lawsuit is a personal decision; do your research, don’t take the adjuster’s claims as true, and make an informed decision moving forward.

Negotiating a dog bite claim with Progressive can be difficult. However, knowing what to expect, and preparing yourself by researching the facts of your case can give you the confidence you need to begin negotiating your rightful settlement.

Our Dallas Dog Bite Lawyers Can Help

At Zinda Law Group, our dog bite attorneys are highly experienced in successfully taking on the insurance companies, and we have helped countless dog bite victims recover compensation for damages stemming from an attack.

We will fight tirelessly to protect your legal rights and seek the maximum compensation you deserve. And as one of our clients, you will pay nothing until we achieve a favorable settlement, judgment, or verdict for your case.

Call Zinda Law Group today at (800) 863-5312 for your free consultation with one of our Dallas dog bite lawyers. Meetings with attorneys by appointment only.