Insurance Claims

Uninsured or Under-Insured Motorists

If you or a family member has been injured in an accident involving someone who is uninsured, that can be a nightmare. In Texas, you can purchase Uninsured Motorists coverage, but sometimes the cost can be prohibitive.

If you don’t have this coverage but you find yourself a victim of a hit-and-run or a driver who has proven to have no insurance, trying to get them to pay your medical bills and damage is difficult under the best circumstances. It’s estimated by the Insurance Research Council that approximately 15% of Texans are uninsured.

Under-Insured drivers represent a large portion of the population who only purchase the minimum coverage that allows them to be legal on the road and not a penny more. While Texas increased their required minimum from $25,000 to $30,000 a few years ago, it’s still not much if your family of four was slammed into and everyone has severe or debilitating injuries.

Many times, victims of injuries stemming from accidents don’t know that they are entitled to more compensation than the insurance companies offer. For example, if you are injured to the point where you have to hire help to take care of your children, clean your house, and prepare meals, you are entitled to have that help paid for by the negligent party. There are many variables to personal injury claims that need careful research by a respected law firm to ensure you are fully compensated. Contact Zinda Law Group today to speak with a Dallas Personal Injury Attorney about your situation.