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Being involved in an accident of any kind can be stressful and overwhelming. After such an accident you may expect that your insurance company to be by your side helping you with any payments that are necessary. However, this is usually not the case. Negotiating with insurance companies can be just as stressful as the accidents themselves. Because of this, you shouldn’t hesitate to contact an experienced personal injury attorney who knows the tactics and strategies that claims adjusters use when negotiating settlements. Don’t let yourself be taken advantage of, contact an experienced attorney as soon as possible.
If you or a loved one has been injured and you are looking to negotiate a claim with insurance, call Zinda Law Group at (800) 863-5312 for a free consultation with our Colorado personal injury attorneys.
Negotiating an Injury Claim with Mid Century Insurance
When dealing with any insurance company, it is essential to be aware of the fact that these insurance companies have the sole purpose of making money. Mid Century Insurance is no different. Keep this in mind if you ever find yourself having to negotiate with Mid Century Insurance. Although Mid Century may appear easy to work with at the beginning, should you ever find yourself coming to them after an accident, you will find that they will treat you very differently. For example, Mid Century will try and minimize the amount that may be payable to you, but if you deploy some tactics that have proven to be rather effective, you may be able to obtain a more favorable settlement.
Document as Much as Possible
It is important to document as much as possible. At the scene of the accident, you should document as much as possible as this may strengthen your claim should you find yourself negotiating with one of Mid Century’s claims adjusters. This documentation from the scene of the accident may include photographs, witness statements, and police reports. If you suffered an injury and therefore required medical treatment, be sure to keep all documentation relating to any medical expenses incurred. This also applies to any expenses related to any repairs related to the accident.
During negotiations, you should also document every conversation. By keeping a record of all of the conversations you have with the insurance claims adjusters, you may decrease your chances of being taken advantage of. Insurance claims adjusters may change their story or may change the amount they are considering for a settlement. By keeping a record of these conversations, you may be able to hold the claims adjusters to what they say and may increase your chances of receiving the settlement you desire.
Determine a Minimum Settlement Amount
Before you even begin negotiations with a claims adjuster from Mid Century Insurance, you should take the time to sit down and prepare a bottom line for yourself. Try and calculate a number that is the minimum you are willing to take should a settlement be offered by tallying up bills and lost wages. To learn more about calculating how much your claim may be worth, view our article HERE. [add hyperlink]
By getting this number, you will give yourself a baseline for which all negotiations can begin.
Keep Your Story Straight
Another step you may want to take before dealing with a claims adjuster from Mid Century Insurance is to take the time to write down what happened from your point of view. Write down everything about what may have lead up to the accident, the accident itself, and anything that happened after that is related to the accident. By writing down a record of these events, you may discover that you are less likely to be taken advantage of.
A common tactic employed by insurance companies is to try and trip you up and have you admit to facts that didn’t actually happen in an effort to pay out as little as possible. By keeping an accurate and complete record of events from your point of view, you may decrease the chances of this happening. It may also be beneficial to reach out to any witnesses of the accident and include their narratives into yours. The more people that support your detailed account of what happened the better.
Get Help from Experienced Personal Injury Lawyers
Having to try and negotiate a settlement with an insurance company is no easy task. For this reason, consider reaching out to a personal injury lawyer who has experience dealing with an insurance company such as Mid Century Insurance and has the knowledge to help you try and achieve a more favorable settlement. Don’t let yourself be taken advantage of by the common tactics and strategies employed by claims adjusters, reach out to an experienced personal injury attorney as soon as possible.
At Zinda Law Group, our personal injury attorneys may help you through the negotiation process and can fight for your rights during negotiations or even in court. Remember that you never have to go through this process alone. Call Zinda Law Group for a 100% free case evaluation today. If we don’t win your case, you won’t owe us anything.
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